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伴隨著(zhu)人們對物業投(tou)資(zi)理財(cai)的(de)理念逐漸成(cheng)熟，海(hai)(hai)外置業已經被越(yue)來(lai)越(yue)多(duo)的(de)投(tou)資(zi)者認識和接受(shou)，尤其是(shi)(shi)今年(nian)以(yi)來(lai)，國內(nei)樓市(shi)(shi)低迷，限制條件較多(duo)、升(sheng)值空間不大等因(yin)素影響，去海(hai)(hai)外投(tou)資(zi)房(fang)產已成(cheng)為一種(zhong)高端的(de)新興(xing)投(tou)資(zi)方式，海(hai)(hai)外置業者也正在形成(cheng)越(yue)來(lai)越(yue)具規模的(de)情境。那么(me)，投(tou)資(zi)海(hai)(hai)外的(de)房(fang)地產市(shi)(shi)場是(shi)(shi)一個什么(me)樣的(de)狀況？它的(de)投(tou)資(zi)理財(cai)收益回報率(lv)怎(zen)樣，存在哪(na)些機會和風險(xian)？

2014-11-19 投資理財  +閱讀(du)全文(wen)

投(tou)資(zi)項目分析師通過對財務以及市場(chang)數據進行科學的(de)定量分析，為投(tou)資(zi)主體、政府組織(zhi)、金融機構和企業(ye)提供正確的(de)投(tou)資(zi)決策(ce)。

2014-11-17 投資理財  +閱讀(du)全文

投資(zi)(zi)(zi)顧(gu)問(wen)是做投資(zi)(zi)(zi)理(li)財(cai)時的(de)(de)(de)專業(ye)向導，他們的(de)(de)(de)存在(zai)就是為了(le)讓投資(zi)(zi)(zi)更加(jia)有目標、有方(fang)向，同時降低投資(zi)(zi)(zi)的(de)(de)(de)風(feng)險從而獲得更大的(de)(de)(de)收益。客戶與投資(zi)(zi)(zi)顧(gu)問(wen)之間的(de)(de)(de)溝通往往貫穿投資(zi)(zi)(zi)理(li)財(cai)的(de)(de)(de)整個過程(cheng)。

2014-11-17 投資理財  +閱讀全文

信用卡(ka)(ka)又叫(jiao)貸記卡(ka)(ka)。是一種非現金(jin)交(jiao)易(yi)付款的(de)方(fang)式(shi)，是簡(jian)單(dan)的(de)信貸服務。是銀行(xing)向個人(ren)和(he)單(dan)位發行(xing)的(de)，憑此向特(te)約單(dan)位購物(wu)、消(xiao)費(fei)和(he)向銀行(xing)存(cun)取現金(jin)。信用卡(ka)(ka)由銀行(xing)或信用卡(ka)(ka)公司依照用戶的(de)信用度與(yu)財力發給持卡(ka)(ka)人(ren)，持卡(ka)(ka)人(ren)持信用卡(ka)(ka)消(xiao)費(fei)時無須支付現金(jin)，待(dai)賬單(dan)日時再進行(xing)還款。

2014-11-14 投資理財  +閱讀全文

五(wu)(wu)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)一(yi)(yi)(yi)金(jin)用(yong)人單位給予勞(lao)動者的(de)(de)(de)(de)(de)(de)(de)幾種(zhong)保(bao)(bao)(bao)(bao)障(zhang)性待遇的(de)(de)(de)(de)(de)(de)(de)合稱，五(wu)(wu)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)指的(de)(de)(de)(de)(de)(de)(de)是(shi)(shi)五(wu)(wu)種(zhong)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)，包(bao)括養(yang)(yang)老(lao)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)、醫(yi)(yi)療(liao)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)、失(shi)(shi)業(ye)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)、工(gong)(gong)傷保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)和(he)生育保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)；一(yi)(yi)(yi)金(jin)指的(de)(de)(de)(de)(de)(de)(de)是(shi)(shi)住房公(gong)積金(jin)。現(xian)在(zai)(zai)大多(duo)的(de)(de)(de)(de)(de)(de)(de)上班(ban)族都在(zai)(zai)按月 組(zu)織 繳(jiao)(jiao)納(na)五(wu)(wu)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)一(yi)(yi)(yi)金(jin)，可是(shi)(shi)五(wu)(wu)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)一(yi)(yi)(yi)金(jin)究竟(jing)是(shi)(shi)什么？對未(wei)來又有(you)什么意(yi)義？你(ni)了(le)解嗎？ 其中養(yang)(yang)老(lao)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)、醫(yi)(yi)療(liao)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)和(he)失(shi)(shi)業(ye)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)，這(zhe)三種(zhong)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)是(shi)(shi)由(you)企(qi)業(ye)和(he)個(ge)(ge)人共同(tong)繳(jiao)(jiao)納(na)的(de)(de)(de)(de)(de)(de)(de)保(bao)(bao)(bao)(bao)費，工(gong)(gong)傷保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)和(he)生育保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)完全(quan)是(shi)(shi)由(you)企(qi)業(ye)承擔的(de)(de)(de)(de)(de)(de)(de)，個(ge)(ge)人不(bu)需(xu)要(yao)(yao)(yao)(yao)繳(jiao)(jiao)納(na)。這(zhe)里要(yao)(yao)(yao)(yao)注(zhu)意(yi)的(de)(de)(de)(de)(de)(de)(de)是(shi)(shi)五(wu)(wu)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)是(shi)(shi)法(fa)(fa)定的(de)(de)(de)(de)(de)(de)(de)，而一(yi)(yi)(yi)金(jin)不(bu)是(shi)(shi)法(fa)(fa)定的(de)(de)(de)(de)(de)(de)(de)。 很(hen)(hen)多(duo)人會(hui)發(fa)(fa)現(xian)自己(ji)(ji)(ji)在(zai)(zai)調閱工(gong)(gong)資(zi)明細的(de)(de)(de)(de)(de)(de)(de)時(shi)候，總(zong)能(neng)看見五(wu)(wu)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)一(yi)(yi)(yi)金(jin)的(de)(de)(de)(de)(de)(de)(de)錢在(zai)(zai)不(bu)斷的(de)(de)(de)(de)(de)(de)(de)累加可是(shi)(shi)卻感覺(jue)無(wu)(wu)法(fa)(fa)使用(yong)它，更(geng)別提(ti)變現(xian)了(le)。更(geng)有(you)甚者更(geng)是(shi)(shi)提(ti)出(chu)目前只(zhi)要(yao)(yao)(yao)(yao)現(xian)金(jin)不(bu)要(yao)(yao)(yao)(yao)五(wu)(wu)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)一(yi)(yi)(yi)金(jin)，確(que)實，五(wu)(wu)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)一(yi)(yi)(yi)金(jin)是(shi)(shi)工(gong)(gong)資(zi)組(zu)成的(de)(de)(de)(de)(de)(de)(de)重要(yao)(yao)(yao)(yao)部(bu)分，很(hen)(hen)多(duo)工(gong)(gong)薪階層由(you)于五(wu)(wu)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)一(yi)(yi)(yi)金(jin)交(jiao)(jiao)的(de)(de)(de)(de)(de)(de)(de)多(duo)拿(na)(na)到(dao)的(de)(de)(de)(de)(de)(de)(de)現(xian)金(jin)就少了(le)，而且五(wu)(wu)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)一(yi)(yi)(yi)金(jin)就像 風險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)投資(zi) 一(yi)(yi)(yi)樣(yang)(yang)，看似定存卻又沒有(you)定存的(de)(de)(de)(de)(de)(de)(de)收益(yi)，不(bu)免惆(chou)悵。 養(yang)(yang)老(lao)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)一(yi)(yi)(yi)般(ban)都要(yao)(yao)(yao)(yao)交(jiao)(jiao)滿(man)15年(nian)(nian)(nian)以(yi)后到(dao)退休(xiu)的(de)(de)(de)(de)(de)(de)(de)時(shi)候才能(neng)終生享受(shou)(shou)養(yang)(yang)老(lao)金(jin)，所以(yi)想拿(na)(na)養(yang)(yang)老(lao)金(jin)的(de)(de)(de)(de)(de)(de)(de)同(tong)學請務(wu)必在(zai)(zai)自己(ji)(ji)(ji)退休(xiu)之(zhi)前的(de)(de)(de)(de)(de)(de)(de)15年(nian)(nian)(nian)以(yi)前就開(kai)始(shi)交(jiao)(jiao)，這(zhe)個(ge)(ge)在(zai)(zai)南京以(yi)外差不(bu)多(duo)也(ye)(ye)(ye)是(shi)(shi)這(zhe)樣(yang)(yang)規定的(de)(de)(de)(de)(de)(de)(de)如果(guo)你(ni)到(dao)退休(xiu)年(nian)(nian)(nian)齡(ling)交(jiao)(jiao)養(yang)(yang)老(lao)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)不(bu)滿(man)15年(nian)(nian)(nian)，那(nei)等到(dao)你(ni)退休(xiu)的(de)(de)(de)(de)(de)(de)(de)時(shi)候國家會(hui)把你(ni)個(ge)(ge)人帳戶上存的(de)(de)(de)(de)(de)(de)(de)8%的(de)(de)(de)(de)(de)(de)(de)養(yang)(yang)老(lao)金(jin)全(quan)部(bu)退給你(ni)。 醫(yi)(yi)療(liao)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)，不(bu)是(shi)(shi)所有(you)的(de)(de)(de)(de)(de)(de)(de)病(bing)都能(neng)獲得(de)。社會(hui)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)只(zhi)負責保(bao)(bao)(bao)(bao)障(zhang)我們的(de)(de)(de)(de)(de)(de)(de)基本權益(yi)。整容(rong)、減肥、增高、近視(shi)矯正(zheng)、不(bu)孕不(bu)育、性功能(neng)障(zhang)礙、精神疾病(bing)，以(yi)上這(zhe)些醫(yi)(yi)療(liao)費用(yong)，醫(yi)(yi)保(bao)(bao)(bao)(bao)是(shi)(shi)不(bu)管的(de)(de)(de)(de)(de)(de)(de)。此外，如果(guo)不(bu)幸出(chu)了(le)交(jiao)(jiao)通(tong)事故，或被歹徒傷害，這(zhe)些都不(bu)在(zai)(zai)醫(yi)(yi)保(bao)(bao)(bao)(bao)范圍內，只(zhi)有(you)在(zai)(zai)公(gong)安機(ji)關證明確(que)實找不(bu)到(dao)加害人的(de)(de)(de)(de)(de)(de)(de)情(qing)況下(xia)，才能(neng)由(you)醫(yi)(yi)保(bao)(bao)(bao)(bao)暫時(shi)核銷(xiao)。 失(shi)(shi)業(ye)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)要(yao)(yao)(yao)(yao)交(jiao)(jiao)滿(man)一(yi)(yi)(yi)年(nian)(nian)(nian)才能(neng)享受(shou)(shou)，一(yi)(yi)(yi)般(ban)交(jiao)(jiao)1年(nian)(nian)(nian)拿(na)(na)2個(ge)(ge)月，交(jiao)(jiao)2年(nian)(nian)(nian)拿(na)(na)4個(ge)(ge)月，但一(yi)(yi)(yi)輩子最多(duo)拿(na)(na)24個(ge)(ge)月。但是(shi)(shi)如果(guo)你(ni)是(shi)(shi)合同(tong)沒到(dao)期自己(ji)(ji)(ji)辭職走，那(nei)就算你(ni)交(jiao)(jiao)滿(man)了(le)1年(nian)(nian)(nian)也(ye)(ye)(ye)享受(shou)(shou)不(bu)到(dao)失(shi)(shi)業(ye)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)。只(zhi)要(yao)(yao)(yao)(yao)是(shi)(shi)自己(ji)(ji)(ji)辭職的(de)(de)(de)(de)(de)(de)(de)，別說交(jiao)(jiao)1年(nian)(nian)(nian)了(le)，就是(shi)(shi)交(jiao)(jiao)10年(nian)(nian)(nian)的(de)(de)(de)(de)(de)(de)(de)失(shi)(shi)業(ye)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)，到(dao)辭職的(de)(de)(de)(de)(de)(de)(de)時(shi)候你(ni)也(ye)(ye)(ye)拿(na)(na)不(bu)到(dao)一(yi)(yi)(yi)分錢。 工(gong)(gong)傷保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)一(yi)(yi)(yi)般(ban)用(yong)得(de)較(jiao)少，但需(xu)要(yao)(yao)(yao)(yao)提(ti)醒(xing)的(de)(de)(de)(de)(de)(de)(de)是(shi)(shi)如果(guo)你(ni)在(zai)(zai)工(gong)(gong)作的(de)(de)(de)(de)(de)(de)(de)時(shi)候或者上下(xia)班(ban)的(de)(de)(de)(de)(de)(de)(de)路上出(chu)了(le)什么事，這(zhe)個(ge)(ge)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)就用(yong)得(de)上。 行業(ye)分析 發(fa)(fa)現(xian)，在(zai)(zai)實踐中很(hen)(hen)多(duo)人出(chu)了(le)事不(bu)注(zhu)意(yi)保(bao)(bao)(bao)(bao)存證據，導致自己(ji)(ji)(ji)無(wu)(wu)法(fa)(fa)享受(shou)(shou)工(gong)(gong)傷保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)，這(zhe)

2014-11-14 投資理財  +閱讀(du)全文

境(jing)外(wai)投資(zi)(zi)指(zhi)投資(zi)(zi)主體通(tong)過(guo)投入貨幣、有價證(zheng)券、實物、知(zhi)識產(chan)權(quan)(quan)(quan)(quan)(quan)或(huo)(huo)技(ji)術、股(gu)權(quan)(quan)(quan)(quan)(quan)、債(zhai)權(quan)(quan)(quan)(quan)(quan)等資(zi)(zi)產(chan)和(he)權(quan)(quan)(quan)(quan)(quan)益(yi)(yi)或(huo)(huo)提供擔(dan)保，獲(huo)得境(jing)外(wai)所(suo)有權(quan)(quan)(quan)(quan)(quan)、經(jing)營管理權(quan)(quan)(quan)(quan)(quan)及(ji)其(qi)他(ta)相關(guan)權(quan)(quan)(quan)(quan)(quan)益(yi)(yi)的(de)活動。境(jing)外(wai)投資(zi)(zi)項目指(zhi)投資(zi)(zi)主體通(tong)過(guo)投入貨幣、有價證(zheng)券、實物、知(zhi)識產(chan)權(quan)(quan)(quan)(quan)(quan)或(huo)(huo)技(ji)術、股(gu)權(quan)(quan)(quan)(quan)(quan)、債(zhai)權(quan)(quan)(quan)(quan)(quan)等資(zi)(zi)產(chan)和(he)權(quan)(quan)(quan)(quan)(quan)益(yi)(yi)或(huo)(huo)提供擔(dan)保，獲(huo)得境(jing)外(wai)所(suo)有權(quan)(quan)(quan)(quan)(quan)、經(jing)營管理權(quan)(quan)(quan)(quan)(quan)及(ji)其(qi)他(ta)相關(guan)權(quan)(quan)(quan)(quan)(quan)益(yi)(yi)的(de)活動。

2014-11-13 投資理財  +閱讀全文

短期(qi)投(tou)資(zi)就是企業購(gou)入能夠隨時變現、持(chi)有時間不超(chao)過(guo)(guo)一(yi)(yi)年（含(han)一(yi)(yi)年）的有價證券以(yi)及(ji)不超(chao)過(guo)(guo)一(yi)(yi)年（含(han)一(yi)(yi)年）的其他投(tou)資(zi)，包括(kuo)各種股票、債券、基金等(deng)。

2014-11-13 投資理財  +閱讀全文

黃金(jin)投資理財從一(yi)般情(qing)況(kuang)看，個人的投資方向主要有(you)不動產、儲蓄和有(you)價證券等。黃金(jin)具有(you)價值穩定(ding)、流動性(xing)高的優點，是對(dui)付的有(you)效手段。如果對(dui)市(shi)場(chang)以及黃金(jin)價格變化具有(you)一(yi)定(ding)的基礎知識和專業分析能力，還(huan)可(ke)參與(yu)投資獲利。

2014-11-11 投資理財  +閱(yue)讀(du)全文

對于剛剛涉足于投資(zi)理(li)(li)(li)財(cai)(cai)的(de)朋友們來說，學習理(li)(li)(li)財(cai)(cai)小知(zhi)識尤為重要，個人投資(zi)理(li)(li)(li)財(cai)(cai)必須從入門(men)開始學習，了解理(li)(li)(li)財(cai)(cai)投資(zi)入門(men)與(yu)技(ji)巧(qiao)再理(li)(li)(li)財(cai)(cai)也不遲，對于投資(zi)理(li)(li)(li)財(cai)(cai)來講，盲(mang)目是理(li)(li)(li)財(cai)(cai)的(de)大忌，而且不要聽信理(li)(li)(li)財(cai)(cai)顧問所講的(de)那(nei)些(xie)保(bao)本保(bao)收(shou)益的(de)投資(zi)理(li)(li)(li)財(cai)(cai)產品(pin)，任何理(li)(li)(li)財(cai)(cai)是都有風險的(de)，下面先介紹一下投資(zi)理(li)(li)(li)財(cai)(cai)小知(zhi)識。

2014-11-11 投資理財  +閱讀(du)全文(wen)

在現(xian)實的(de)(de)生活里(li)，人(ren)(ren)都不(bu)可能(neng)會(hui)(hui)一帆風順，每(mei)個人(ren)(ren)都會(hui)(hui)面臨各種(zhong)各樣的(de)(de)風險(xian)(xian)，而面對(dui)這些(xie)(xie)風險(xian)(xian)更多的(de)(de)人(ren)(ren)可能(neng)不(bu)會(hui)(hui)去(qu)理會(hui)(hui)或者關心(xin)，只有(you)少數人(ren)(ren)才會(hui)(hui)選擇(ze)投資理財，來規避(bi)這些(xie)(xie)風險(xian)(xian)。

2014-11-11 投資理財  +閱讀全文(wen)

小(xiao)額(e)(e)(e)投(tou)資理(li)財(cai)(cai)(cai)是(shi)一門科學(xue)，理(li)財(cai)(cai)(cai)過程中，稍不(bu)注意(yi)，辛勞積累的財(cai)(cai)(cai)富就會(hui)化為(wei)烏(wu)有。只有結合專家專業(ye)小(xiao)額(e)(e)(e)投(tou)資理(li)財(cai)(cai)(cai)建議(yi)，才能將(jiang)小(xiao)額(e)(e)(e)投(tou)資理(li)財(cai)(cai)(cai)風險控制到最低。小(xiao)額(e)(e)(e)投(tou)資理(li)財(cai)(cai)(cai)項目現在(zai)也被越(yue)來越(yue)多(duo)的大學(xue)生(sheng)選擇(ze)。大學(xue)生(sheng)選擇(ze)小(xiao)額(e)(e)(e)投(tou)資理(li)財(cai)(cai)(cai)項目，已經慢慢成(cheng)為(wei)了一種就業(ye)之外的新興(xing)現象。

2014-11-11 投資理財  +閱讀全文

很(hen)多人手里都有一些閑置資(zi)金，所以很(hen)多人都想知道如何(he)投資(zi)理財(cai)(cai)才賺錢呢?當今市面上(shang)的理財(cai)(cai)產品有很(hen)多種，選(xuan)擇上(shang)是(shi)個很(hen)困(kun)難的事情，如固定(ding)收益類理財(cai)(cai)產品，浮動收益類理財(cai)(cai)產品，風險投資(zi)類理財(cai)(cai)產品等(deng)。

2014-11-11 投資理財  +閱(yue)讀全文